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Post by eba on Jul 22, 2015 11:37:32 GMT -5
What the fuck?
There's nothing that kills a server for me faster then loosing a fucking boat of cash that I have to fucking grind and grind and grind and grind.
I want that money back
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Post by asmadeus on Jul 22, 2015 11:50:19 GMT -5
Uh, isn't it point of dying in almost every NWN server..? Go be rude somewhere else.
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Post by eba on Jul 22, 2015 11:57:58 GMT -5
isn't what the point of dieing? to take... what... 20 percent of all your money (which hasn't happened to me before when I died)
1000 dollars is hours of grinding. Like 2 or 3 under the old prices. Now it'd be like 5. I'm not that into grinding.
So, you can bite me
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Post by Kaybrie on Jul 22, 2015 12:12:53 GMT -5
EBA, your money is safe if you put it into the bank, I really strongly recommend you take advantage of this feature, especially the way dungeons can turn tails up and result in wiped if a second group shows up at the wrong time. :S
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Post by eba on Jul 22, 2015 12:18:26 GMT -5
The banks read really weird. It seems like, to put money in a bank, you have to pay the bank. Which... I wouldn't bank with any bank for those terms IRL. Banks desperately want people to put money into them. They don't charge you for doing so (though they will if you don't put in enough).
20 percent cash death penalty is either a bug, or by far the harshest death penalty in a server outside perm death that I have seen.
And I flat out refuse to grind for 5 hours to just get back to where I was.
EDIT: It doesn't help that it was a death to the blatently ridiculous Crossbowmen that can solo 2 PCs without breaking a sweat even after stacking a couple incindiaries on him
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Post by kingofaquilonia on Jul 22, 2015 12:19:00 GMT -5
I've been afraid of putting money in the bank as its a beta and I didn't want it to bug but it seems to be working fine. Hopefully DMs give the bank plot armor because if I start dropping money in the bank and it gets robbed by crowders.... I'll be irate.
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Post by Kaybrie on Jul 22, 2015 12:22:22 GMT -5
The bank is paying a 5% insurance basically, to ensure you don't have to deal with the 20% penalty if you die. I for one feel that it is well worth the investment. On top of that, if you leave the money in the bank, it will accumulate more money for you in time. (I'm not sure how often it fires really, it says once per year, but I've heard others say it fires every day. But it pays off the investment cost the first time it fires after you put your money in there.)
Edit; Crossbowmen suck, I agree.
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Post by eba on Jul 22, 2015 12:25:53 GMT -5
I haven't been hit with a 20 percent penalty on my previous deaths... so, is this a new thing? I can't summon the will to keep playing past it.
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Post by Psionic-Entity on Jul 22, 2015 12:40:32 GMT -5
Bank does have plot armor. Costs money to deposit but it has an insanely high interest rate and compounds continuously.
20% penalty applies in all dungeons, not the intro. There is a tutorial that pops up when you first enter an area classified as a dungeon which should have this info.
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Post by Lugwy on Jul 22, 2015 12:55:12 GMT -5
Take it as an expensive lesson that yes, you should use the bank. The 5% charge stings a little, but it beats five hours of grinding going to waste.
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Post by Kaybrie on Jul 22, 2015 13:04:07 GMT -5
I haven't been hit with a 20 percent penalty on my previous deaths... so, is this a new thing? I can't summon the will to keep playing past it. If you put your remaining 4k in the bank it would passively make back what you lost in a few days. That is without any grinding at all.
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Post by kingofaquilonia on Jul 22, 2015 13:13:32 GMT -5
True with the interest you'd collect at the bank you'd make that back and more VERY fast. Within a few days and then you'd continue to get even more. The 20% penalty has always been there if you actually fully die, meaning you and your party wipe and get kicked to the dungeons entrance. You don't lose any money if you just go down and you get back up after the fight or someone triage's you back up.
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Post by Psionic-Entity on Jul 22, 2015 13:38:14 GMT -5
Few days? If that's true is a pretty major bug.
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pochoclo
Gumshoe
Clockwork Detect THIS!
Posts: 74
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Post by pochoclo on Jul 22, 2015 13:39:55 GMT -5
- I wouldn't worry too much about it, you don't actually need that much money unless you want to be on the bleeding edge of equipment, but you can function perfectly well without that. If you had 5000 bucks at the time, well, 4000 bucks is still a metric ton of money! - the most I've seen on a player so far is 1000 bucks.
- These death rules are actually pretty lenient compared to what we used to have on Legacy - back there, if you got knocked out (not even wiped) you got an injury, and eventually after 3 injuries you'd start accumulating a small % chance for permadeath. Some servers like Haze were straight permadeath from PvE wipe, no chance, no life counter, no nothing. In Engines, there's no PvE permadeath at all, no losing of levels either, you just lose the loot you got in the dungeon so far, and 20% of carried money (and there's a bank). I know it must feel harsh having lost that money, but keep in mind the system in place is rather light in penalties compared to others.
- Actually you DO have to pay for a bank account, in countries like mine (Argentina) where inflation is around 40% yearly and banks suck in general. And you don't make anything off interest (instead you lose a lot from inflation).
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Post by drunkensolamnic on Jul 22, 2015 13:40:09 GMT -5
Pretty sure they're being generous. I haven't noticed me getting hundreds of bucks a day in interest.
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